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Latest revision as of 19:03, 7 December 2024

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Charges and interest may be payable if you don’t make any repayments; this may mean that it’ll cost more to repay the loan. It may result in you having to repay the loan in full early and legal action being taken to recover the debt. Once you've submitted your application we'll do a full credit search, which can be seen by other lenders, and the credit reference agencies may keep a record of this search. To find out if you’re pre-approved tell us a bit about yourself and then you’ll receive your personalised loan rate†. You can then complete the application and sign your Loan agreement immediately.

A soft search will be performed at the beginning of your initial application to ensure you can definitely proceed with a loan through us. This won’t show on your credit file so will not negatively impact your score. However, once pre-approved, a hard search will be performed and will show on your credit file as part of our decision-making process.

We can match you to lenders offering between £100 and £5,000, so there’s plenty of opportunities to find the right solution for your needs. Just enter your details into the application form, and the automated system will do the work for you. There’s no need to schedule any time-consuming meetings with financial advisors.

Our goal is to provide all the information you need so you can feel confident in your financial decisions. At Everyday Loans, we offer something called conditional approval. If we give you conditional approval, you will still need to meet with us and provide some more information before we can give you a final loan offer. In the meeting, we will determine if we can provide you with a final loan offer. If so, we will explain the specifics of the loan and go through all the paperwork with you. To see if you qualify for a loan, fill out our online application.

You can repay your loan in full or make overpayments any time before the final payment is due. Take a look at our repaying your loan early page to find out more. Apply over the phone and we’ll guide you through your loan application and giveandnbsp;you a decision.